:root{
  --bg:#f8f5ee;--panel:#fff;--panel-soft:#f4f8f6;--text:#173f4d;--muted:#728183;--border:#e4e8e3;
  --teal:#0d8791;--teal-dark:#116e78;--mint:#4ca78f;--teal-soft:#e5f2ef;--sand:#ead4b0;--sand-soft:#f7eee1;
  --sky:#d9eef1;--danger:#b75555;--warning:#9e7437;--success:#2f8a70;--shadow:0 12px 32px rgba(38,75,78,.07),0 2px 8px rgba(38,75,78,.04);
  --radius:20px;--radius-sm:14px;--safe-top:env(safe-area-inset-top,0px);--safe-bottom:env(safe-area-inset-bottom,0px);
  font-family:Inter,"SF Pro Display","SF Pro Text",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}html,body{margin:0;min-height:100%;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased}body{font-size:15px;line-height:1.42;overscroll-behavior-y:none}button,input,select,textarea{font:inherit}button{cursor:pointer;color:inherit}input,select,textarea{font-size:16px}.app-shell{min-height:100vh;background:linear-gradient(180deg,#fbfaf6,#f7f4ed)}
.app-header{position:sticky;top:0;z-index:30;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:calc(10px + var(--safe-top)) 16px 10px;background:rgba(250,248,242,.93);backdrop-filter:blur(18px);border-bottom:1px solid rgba(224,226,219,.8)}
.brand-mini{display:flex;align-items:center;gap:10px;min-width:0}.brand-mini strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:16px;letter-spacing:.4px}.brand-mini small{display:block;color:var(--muted);font-size:10px;margin-top:1px}.brand-mark{width:42px;height:42px;flex:0 0 42px}.brand-mark svg{width:100%;height:100%;fill:none;stroke:var(--teal);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.brand-mark svg circle:first-child{fill:white}.brand-mark .sun{fill:#e5b260;stroke:none}.icon-button{width:42px;height:42px;border-radius:13px;border:1px solid var(--border);background:#fff;box-shadow:0 2px 7px rgba(0,0,0,.03);font-size:22px;display:flex;align-items:center;justify-content:center}
.main-content{padding:14px 14px calc(92px + var(--safe-bottom));max-width:720px;margin:0 auto}.page{display:none}.page.active{display:block}.page-title{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin:4px 2px 14px}.page-title h1{font-family:Georgia,"Times New Roman",serif;font-size:29px;font-weight:500;line-height:1.05;margin:0;color:#184654}.page-title p{margin:5px 0 0;color:var(--muted);font-size:12px}.eyebrow{text-transform:uppercase;letter-spacing:.8px;color:var(--muted);font-size:10px;font-weight:750}.hero-coast{position:relative;overflow:hidden;border-radius:24px;background:linear-gradient(150deg,#f9faf5 0%,#e6f2f0 54%,#f8ead6 100%);border:1px solid #e4e9e3;box-shadow:var(--shadow);padding:18px;min-height:154px;margin-bottom:14px}.hero-coast:before{content:"";position:absolute;inset:auto -6% -54px -6%;height:115px;background:radial-gradient(120% 70px at 22% 0,#cce8e6 0 38%,transparent 39%),radial-gradient(110% 70px at 78% 0,#e6d0ac 0 42%,transparent 43%);opacity:.92}.hero-coast:after{content:"";position:absolute;right:-30px;bottom:-20px;width:165px;height:120px;background:linear-gradient(155deg,transparent 0 49%,rgba(73,120,102,.18) 50% 51%,transparent 52%) 0 0/19px 19px;opacity:.4}.hero-inner{position:relative;z-index:2}.hero-label{font-size:11px;text-transform:uppercase;letter-spacing:.75px;font-weight:800;color:#4d6c70}.hero-balance{font-family:Georgia,"Times New Roman",serif;font-size:36px;line-height:1;margin-top:7px}.hero-sub{margin-top:8px;color:#547176;font-size:12px}.progress-track{height:8px;background:rgba(255,255,255,.72);border-radius:99px;overflow:hidden;margin-top:12px;border:1px solid rgba(202,220,214,.55)}.progress-fill{height:100%;background:linear-gradient(90deg,var(--teal),#59aa91);border-radius:99px}.hero-actions{display:flex;gap:9px;margin-top:15px;flex-wrap:wrap}
.btn{border:1px solid var(--border);background:#fff;border-radius:13px;padding:11px 14px;min-height:44px;font-weight:680;display:inline-flex;align-items:center;justify-content:center;gap:7px;text-decoration:none}.btn-primary{background:linear-gradient(180deg,#0f8d97,#0d7e88);color:#fff;border-color:#0d7e88;box-shadow:0 8px 18px rgba(13,135,145,.18)}.btn-soft{background:var(--teal-soft);color:var(--teal-dark);border-color:#d4e8e4}.btn-danger{color:var(--danger);background:#fff7f6;border-color:#efd8d6}.btn-small{min-height:36px;padding:8px 10px;border-radius:11px;font-size:12px}.btn-block{width:100%}.link-btn{border:0;background:transparent;color:var(--teal);font-weight:700;padding:5px}
.metric-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-bottom:14px}.metric-card{background:var(--panel);border:1px solid var(--border);border-radius:18px;padding:14px;box-shadow:0 6px 18px rgba(40,79,82,.045);min-width:0}.metric-card small{display:block;color:var(--muted);font-size:9px;font-weight:800;text-transform:uppercase;letter-spacing:.6px}.metric-card strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:21px;margin-top:6px;white-space:normal;overflow-wrap:anywhere}.metric-card .accent{color:var(--teal)}.metric-card p{font-size:10px;color:var(--muted);margin:4px 0 0}
.card{background:var(--panel);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;margin-bottom:14px}.card-head{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:15px 16px 10px}.card-head h2{font-size:12px;text-transform:uppercase;letter-spacing:.65px;margin:0}.card-body{padding:0 16px 16px}.card-footer{padding:10px 14px;border-top:1px solid #edf0ec}.soft-card{background:linear-gradient(180deg,#fff,#fbfdfc)}
.chart-wrap{position:relative;min-height:220px}.chart-svg{width:100%;height:220px;display:block}.range-row{display:flex;gap:6px;overflow:auto;padding:0 2px 2px;-webkit-overflow-scrolling:touch}.range-btn{flex:1;min-width:48px;border:1px solid #e3e8e4;background:#fbfcfa;border-radius:10px;min-height:38px;font-size:11px;font-weight:700;color:#6a797b}.range-btn.active{background:var(--teal);border-color:var(--teal);color:#fff}.select-inline{border:1px solid var(--border);background:#fff;border-radius:10px;padding:7px 9px;font-size:12px;color:#4f6467;max-width:155px}
.payday-list{display:grid;gap:0}.payday-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 0;border-top:1px solid #edf0ed}.payday-row:first-child{border-top:0}.payday-row span{min-width:0}.payday-row b{display:block;font-size:13px}.payday-row small{display:block;color:var(--muted);font-size:10px;margin-top:2px}.payday-row strong{font-family:Georgia,"Times New Roman",serif;font-size:16px;white-space:nowrap}.payday-row.income strong,.payday-row.buffer strong{color:var(--success)}.payday-row.extra{background:linear-gradient(90deg,transparent,var(--teal-soft),transparent);margin-inline:-16px;padding-inline:16px}.payday-row.negative strong{color:var(--danger)}
.target-card{background:linear-gradient(145deg,#e5f2ef,#f9fbf7);border:1px solid #d9e9e5;border-radius:18px;padding:15px}.target-card small{display:block;color:#61777a}.target-card strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:22px;margin-top:4px}.target-card .apr{color:var(--teal);font-family:inherit;font-size:13px;font-weight:750;margin-top:4px}
.list{display:grid;gap:10px}.list-item{background:var(--panel);border:1px solid var(--border);border-radius:18px;padding:14px;box-shadow:0 5px 15px rgba(42,77,80,.035)}.list-item-top{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}.list-item h3{margin:0;font-size:15px}.list-item .meta{font-size:11px;color:var(--muted);margin-top:3px}.list-item .amount{font-family:Georgia,"Times New Roman",serif;font-size:20px;color:#173f4d}.list-item .actions{display:flex;gap:7px;margin-top:12px;flex-wrap:wrap}.debt-progress{margin-top:11px}.debt-progress .line{height:6px;background:#edf0ed;border-radius:99px;overflow:hidden}.debt-progress i{display:block;height:100%;background:linear-gradient(90deg,var(--teal),#59aa91);border-radius:99px}.debt-progress small{display:block;margin-top:5px;color:var(--muted);font-size:10px}
.payment-line{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:10px;align-items:center;padding:12px 0;border-top:1px solid #edf0ed}.payment-line:first-child{border-top:0}.payment-line b{display:block;font-size:13px}.payment-line small{display:block;color:var(--muted);font-size:10px}.payment-line strong{font-family:Georgia,"Times New Roman",serif;font-size:17px;color:var(--success)}
.goal-card{background:#fff;border:1px solid var(--border);border-radius:19px;padding:15px;margin-bottom:10px}.goal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}.goal-head h3{margin:0;font-size:14px}.goal-head strong{font-family:Georgia,"Times New Roman",serif;font-size:20px;color:var(--teal)}.goal-status{font-size:10px;color:var(--muted);margin-top:4px}.goal-card .progress-track{background:#edf0ed;margin-top:10px}.goal-adjust{display:flex;gap:7px;margin-top:11px}.adjustment-list{margin-top:10px;border-top:1px solid #edf0ed}.adjustment-row{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:8px 0;font-size:11px}.adjustment-row small{color:var(--muted)}
.form-grid{display:grid;gap:12px}.field label{display:block;font-size:11px;font-weight:750;color:#536c70;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #dce4df;background:#fff;border-radius:12px;padding:12px 12px;color:var(--text);outline:none}.field textarea{min-height:85px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:#74b5ad;box-shadow:0 0 0 3px rgba(68,150,140,.10)}.check-row{display:flex;align-items:center;gap:9px;font-weight:600}.check-row input{width:20px;height:20px}
.strategy-options{display:grid;gap:9px}.strategy-btn{border:1px solid var(--border);background:#fff;border-radius:16px;padding:13px;text-align:left}.strategy-btn.active{border-color:#75b9b0;background:#f4fbf8;box-shadow:inset 0 0 0 1px #cce6e1}.strategy-btn b{display:block}.strategy-btn small{display:block;color:var(--muted);margin-top:3px}
.settings-section{margin-bottom:14px}.settings-section h2{font-size:12px;text-transform:uppercase;letter-spacing:.65px;margin:0 0 8px 2px}.notice{padding:12px 13px;border-radius:15px;background:#eef7f5;border:1px solid #d9ebe7;color:#466b6f;font-size:11px;margin-bottom:12px}.warning{background:#fff7e9;border-color:#eedfbf;color:#7c633c}.empty{text-align:center;color:var(--muted);padding:26px 14px}.empty b{display:block;color:var(--text);margin-bottom:4px}.install-steps{display:grid;gap:9px;counter-reset:steps}.install-step{display:flex;gap:10px;align-items:flex-start}.install-step:before{counter-increment:steps;content:counter(steps);width:24px;height:24px;border-radius:50%;background:var(--teal-soft);color:var(--teal);font-weight:800;display:flex;align-items:center;justify-content:center;flex:0 0 24px}
.bottom-nav{position:fixed;z-index:40;left:0;right:0;bottom:0;display:grid;grid-template-columns:repeat(5,1fr);padding:7px 8px calc(7px + var(--safe-bottom));background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-top:1px solid rgba(221,227,222,.92)}.nav-btn{border:0;background:transparent;min-height:52px;border-radius:13px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;color:#738183}.nav-btn span{font-size:19px;line-height:1}.nav-btn b{font-size:9px}.nav-btn.active{color:var(--teal);background:#edf6f4}
.modal-backdrop{position:fixed;inset:0;z-index:100;background:rgba(19,44,50,.30);display:flex;align-items:flex-end;justify-content:center;padding-top:40px}.modal{width:100%;max-width:720px;max-height:92vh;overflow:auto;background:#fbfaf7;border-radius:24px 24px 0 0;box-shadow:0 -12px 40px rgba(25,50,56,.18);padding-bottom:calc(16px + var(--safe-bottom))}.modal-handle{width:42px;height:5px;border-radius:99px;background:#d3dbd7;margin:8px auto 4px}.modal-head{display:flex;align-items:center;justify-content:space-between;padding:10px 16px 8px;position:sticky;top:0;background:rgba(251,250,247,.96);backdrop-filter:blur(12px);z-index:2}.modal-head h2{font-family:Georgia,"Times New Roman",serif;font-size:22px;margin:0}.modal-close{border:0;background:#edf1ed;width:38px;height:38px;border-radius:50%;font-size:20px}.modal-body{padding:6px 16px 14px}.modal-actions{display:flex;gap:9px;padding:12px 16px 0}.modal-actions .btn{flex:1}.toast{position:fixed;left:50%;bottom:calc(82px + var(--safe-bottom));z-index:150;transform:translate(-50%,20px);opacity:0;pointer-events:none;background:#173f4d;color:#fff;border-radius:13px;padding:10px 13px;font-size:12px;max-width:calc(100% - 30px);transition:.2s ease}.toast.show{opacity:1;transform:translate(-50%,0)}.toast.error{background:#9b4646}
body[data-theme="light"]{--bg:#f5f7fa;--panel:#fff;--panel-soft:#f4f7fb;--text:#1a3042;--muted:#6f7e8c;--border:#dfe5ea;--teal:#2477a8;--teal-dark:#1b668f;--teal-soft:#e7f1f7;--sand:#e7e9ed;--sand-soft:#f4f5f7;--sky:#dcebf3}body[data-theme="light"] .app-shell{background:var(--bg)}body[data-theme="light"] .app-header{background:rgba(248,250,252,.94)}
body[data-theme="dark"]{--bg:#101a22;--panel:#17232c;--panel-soft:#1c2b35;--text:#eef7f7;--muted:#9daeb0;--border:#2d3f47;--teal:#55bac2;--teal-dark:#70cbd1;--teal-soft:#203c3e;--sand:#765f44;--sand-soft:#2d2924;--sky:#29434e;--shadow:0 12px 32px rgba(0,0,0,.18)}body[data-theme="dark"] .app-shell{background:#101a22}body[data-theme="dark"] .app-header,body[data-theme="dark"] .bottom-nav{background:rgba(17,27,35,.94)}body[data-theme="dark"] .metric-card,body[data-theme="dark"] .card,body[data-theme="dark"] .list-item,body[data-theme="dark"] .goal-card,body[data-theme="dark"] .strategy-btn,body[data-theme="dark"] .icon-button,body[data-theme="dark"] .field input,body[data-theme="dark"] .field select,body[data-theme="dark"] .field textarea{background:var(--panel);color:var(--text)}body[data-theme="dark"] .hero-coast{background:linear-gradient(150deg,#192b33,#203c3e 55%,#493d2f)}body[data-theme="dark"] .modal{background:#121d25}body[data-theme="dark"] .modal-head{background:rgba(18,29,37,.96)}
@media(min-width:600px){.main-content{padding-inline:22px}.metric-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.hero-coast{min-height:175px}.modal{border-radius:24px;margin-bottom:18px}.modal-backdrop{align-items:flex-end;padding:20px}.bottom-nav{left:50%;right:auto;transform:translateX(-50%);width:min(640px,100%);border:1px solid var(--border);border-bottom:0;border-radius:20px 20px 0 0}}
@media(max-height:700px){.app-header{padding-top:calc(6px + var(--safe-top));padding-bottom:6px}.brand-mark{width:36px;height:36px;flex-basis:36px}.main-content{padding-top:10px}.hero-coast{min-height:135px}.hero-balance{font-size:32px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}